Ensenta provides mobile deposits and payments for community banks, credit unions and the US Treasury. The delivery model is multi-tenant SaaS in a secure PCI-Compliant environment. Most services are delivered to partners via web service API’s, but Ensenta also provides web and mobile customer-facing apps. The solution also enables image check deposit at ATMs and self-service kiosks. Transactions can be posted real-time or batch, and items are cleared through diverse item processors including the Federal Reserve Banks. Ensenta provides very sophisticated and highly configurable policy, endpoint, fraud detection, and risk mitigation technology, including real-time decisioning.